Pay Plan

Next Generation
Digital Lending Platform

Maximize loan program profitability with instant decisions, fully configurable modules, real-time updates to underwriting rules, plus cutting-edge management, reporting & servicing technology. All with a no-code platform that allows you to eliminate development costs and timelines.
Digital Lending Platform
Digital Lending PlatformDigital Lending PlatformDigital Lending PlatformDigital Lending Platform

Loan Types We Specialize In

Consumer
Commercial
Term Loans
Line of Credit
BNPL
Leasing
Renting
Rent to Own
Auto Finance
Student Loads

Our Partners

collectiveSun
collectiveSun
edvision
anticipo
patria

Automated Lending Platform Features

PayPlan’s next-gen features are designed to improve profitability, speed and decision making and while decreasing manual processes and costs.
Instant Underwriting 

Instant Underwriting 

PayPlan’s fully configurable decision engine allows you to make instant underwriting decisions while managing risk, fraud, and credit.
Document Management

Document Management

Built-in document management streamlines your entire process with everything you need to handle, process, and service your loans in one platform.
No-Code Updates 

No-Code Updates 

Make changes to your loan flow in minutes instead of weeks. No custom code or development costs. Use standard templates or customize to fit your businesses & workflow.
Seamless Scaling

Seamless Scaling

PayPlan is built entirely on scalable cloud services, ensuring your instance can support any number of applicants as you grow your origination and portfolio.
Flexible Configuration

Flexible Configuration

Payplan is built with out-of-the-box functionality but can be fully configured to fit your business, standards, workflow, and risk model. Plus, you can deploy instant updates without development. 
Automatic Compliance

Automatic Compliance

Our compliance team will ensure you are fully compliant with standards in your industry.  
Cutting-Edge Security

Cutting-Edge Security

Security standards and reviews are part of every implementation. Your borrower's information is always secure.
Instant Underwriting 

Instant Underwriting 

PayPlan’s fully configurable decision engine allows you to make instant underwriting decisions while managing risk, fraud, and credit.
Document Management

Document Management

Built-in document management streamlines your entire process with everything you need to handle, process, and service your loans in one platform.
No-Code Updates 

No-Code Updates 

Make changes to your loan flow in minutes instead of weeks. No custom code or development costs. Use standard template or customize to fit your businesses & workflow.
Seamless Scaling

Seamless Scaling

PayPlan is built entirely on scalable cloud services, ensuring your instance can support any number of applicants as you grow your origination and portfolio.
Flexible Configuration

Flexible Configuration

Payplan is built with out-of-the-box functionality but can be fully configured to fit your business, standards, workflow, and risk model. Plus, you can deploy instant updates without development 
Automatic Compliance

Automatic Compliance

Our compliance team will ensure you are fully compliant with standards in your industry.  
Cutting-Edge Security

Cutting-Edge Security

Security standards and reviews are part of every implementation. Your borrower's information is always secure.

Your End-to-End Lending Platform 

PayPlan is built from industry leading modules that can be deployed individually to enhance your current systems or together as a next-generation, end-to-end lending platform.
Learn More
Loan Origination

Loan Origination

Our experience driving $100s of millions in origination have helped us build seamless application processes for consumer and commercial lending. With PayPlan, you will immediately improve the speed, accuracy, and volume of your origination - all without manual processes.
Loan Origination
Decision Engine 

Decision Engine 

The PayPlan decision engine helps you make smarter decisions - instantly. With fully configurable underwriting rulesets and workflows plus automatic fraud and credit checks, you can build a faster, more profitable portfolio without the need of code or dev time.
Decision Engine 
Loan Management

Loan Management

PayPlan includes a full-featured loan management system that allows you to manage, view, and report on all of the loans in your system - throughout their lifecycle. Built-in servicing helps you automatically collect payments while reducing manual labor and human errors.
Loan Management
Your End-to-End Lending Platform 

Loan Origination

Our experience driving $100s of millions in origination have helped us build seamless applications processes for consumer and commercial lending. With PayPlan, you will immediately improve the speed, accuracy, and volume of your origination - all without manual processes.
Learn More
Loan Origination

Decision Engine 

The PayPlan decision engine helps you make smarter decisions - instantly. With fully configurable underwriting rulesets and workflows plus automatic fraud and credit checks, you can build a faster, more profitable portfolio without the need of code or dev time.
Learn More
Decision Engine

Loan Management

PayPlan includes a full-featured loan management system that allows you to manage, view, and report on all of the loans in your system - throughout their lifecycle. Built-in servicing helps you automatically collect payments while reducing manual labor and human errors.
Learn More
Loan Management
A Fully Integrated System for Lenders

A Fully Integrated System for Lenders

PayPlan is built from industry leading modules that can be deployed individually to enhance your current systems or together as a next-generation, end-to-end lending platform.
Learn More
Lender Marketing Services 

Lender Marketing Services 

Successful marketing for lenders requires detailed, data-driven ownership of the entire lending experience, from first-click to funded loan. Our marketing team of lending-specialists build comprehensive advertising and conversion solutions which help you scale your origination profitably by optimizing for critical loan-flow KPIs across your lending experience.
  • Drive Profitability
  • Generate High-Quality Borrows
  • Reduce First-Payment Defaults
  • Reduce Cost-Per-Funded Loan
  • Optimize Lending & Application Funnel
  • Scale Customer Acquisition & Loan Origination

Boost Profitability with PayPlan

PayPlan is built from industry leading modules that can be deployed individually to enhance your current systems or together as a next-generation, end-to-end lending platform.
Reduce Development Costs

Reduce Development Costs

PayPlan’s robust out of the box tool set and deep configurability means no coding necessary, and no support tickets needed as you run and grow your business. 
Instant Loan Processing 

Instant Loan Processing 

As soon as the application is completed, processing begins! No waiting for the next workday to start processing, underwriting, and approving. 
Fraud Reduction 

Fraud Reduction 

PayPlan uses a number of customized, built in algorithms & integrations to help you eliminate fraud & first-payment defaults.
Improved Profitability 

Improved Profitability 

Use automation to generate efficiency, security, and visibility into your loan process, making it easier than ever to see and control the levers of your profitability.
Reduce Labor & Human Error 

Reduce Labor & Human Error 

No need for manual review and approval at each step by a loan officer -  just instant approval, origination, and servicing.
No-Code Underwriting

No-Code Underwriting

PayPlan's powerful business rules engine allow you to make instant updates to underwriting rules and simplifies the process of deploying complex workflows.
Reduce Development Costs

Reduce Development Costs

PayPlan’s robust out-of-the-box tool set and deep configurability means no coding necessary, and no support tickets needed as you run and grow your business. 
Instant Loan Processing 

Instant Loan Processing 

As soon as the application is completed, processing begins! No waiting for the next workday to start processing, underwriting, and approving. 
Fraud Reduction 

Fraud Reduction 

PayPlan uses a number of customized, built-in algorithms & integrations to help you eliminate fraud & first-payment defaults.
Improved Profitability 

Improved Profitability 

Use automation to generate efficiency, security, and visibility into your loan process, making it easier than ever to see and control the levers of your profitability.
Reduce Labor & Human Error 

Reduce Labor & Human Error 

No need for manual review and approval at each step by a loan officer -  just instant approval, origination, and servicing.
No-Code Underwriting

No-Code Underwriting

PayPlan's powerful business rules engine allow you to make instant updates to underwriting rules and simplifies the process of deploying complex workflows.

Find Your Plan

STARTER

Turnkey Lending Platform  

STARTING AT

$1,000
The ideal platform for lenders who need an end-to-end lending platform with out-of-the-box functionality and industry-leading workflows.

PRO

Fully-Configurable Lending Platform

STARTING AT

$2,500
The perfect platform for higher-volume lenders looking to drive profitability through industry-leading technology and fully-configurable modules. 

ENTERPRISE PRO

Fully-Customizable Lending Platform
Pricing Varies
Essential for high-volume, enterprise lenders. Integrate, customize, and deploy PayPlan in any way you need. Scale your lending operations with multi-tenant and multi-product architecture.

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PayPlan
Building the Future of Lending Technology

Building the Future of Lending Technology

See what other industry leading platforms have done with PayPlan.
Learn More
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